As economies have grown and developed, and with them people, so too has this class of business. Many governments, particularly in Europe are now attempting to relieve the state of welfare burdens that can be carried by the individual and private sector. One can no longer rely on the state to provide anything more than adequate care in the case of hospitalization, or mandatory minimum amounts in respect of work related injury. More and more companies not to mind individuals are turning to the insurance industry to provide financial protection in the event of an accident and to top up, in effect, state financed insurances.

With this in mind the R.I.B. Group has developed a decision that specializes in this field and offers to our clients traditional and personalized reinsurance solutions to their ever changing insurance needs.