The common moniker for Special Risks is "Contingency", i.e. the special risk is contingent upon something happening beyond the control of the assured that causes financial loss. Again the R.I.B. Group has created a dedicated division to handle this area. We have the capability to protect companies, for example: against a financial loss due to the non appearance of an artist for a concert or movie production, against say too much rainfall or too much sunshine; against a sporting event, hole in one, or the promotion or demotion of a sporting team. In short this class of business is one which is constantly evolving and is available for almost any contingency as long as a financial interest can be shown.